Another reason to use CoHI hard money on your next real estate purchase or refinance is leverage. As opposed to paying cash for real estate you can use a loan from CoHI for the purchase and retain your funds to finance the rehab.  You could also funds several deals at time by retaining your funds. Leverage retained by using hard money can be risky but the real estate experts at CoHI will let you know if your getting in over your head.  High risk high reward. Please contact CoHi for your next Hawaii hard money real estate loan.