A majority of our loans are paid via interest-only payments until the property is refinanced or sold. We do not require an appraisal nor ask for upfront due diligence fees. We lend on a variety of Hawaii property types and usually fund in a timely manner. Borrowers find working with COHI is easier and more forgiving than with a conventional Hawaii lender.
We do not fund or make any loans to be used by the borrower for personal, family, or household use. Multiple property types will be considered, however, borrower must be seeking funds for only business or investment purposes.