Private money loans are from individuals where the rules that apply are similar to those with a hard money loan. Each deal is underwritten seperatly and and individually. The parameters are about 65% LTV or LTC with sensible exit strategies. Beware people who claim to be a lender and ask for up front fees to analyze the loan. CoHI does not charge any up front fees for loan analysis. Hawaii private money is a fast and easy way to fund a real estate loan.  Call today.